These loans are guaranteed by the small business administration
because of this they offer some of the lowest rates on the market, as
well as long repayment terms and the ability to borrow up to $5
million. Repayment ranges from 7- 25 years based upon how you plan
to use the money. SBA loans are best for strong credit borrowers who
have been operating for 2 years and are willing to work on the long
application process to expand their business or refinance debt.